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cent (n.)[cent 词源字典]: late 14c., from Latin centum "hundred" (see hundred). Middle English meaning was "one hundred," but it shifted 17c. to "hundredth part" under influence of percent. Chosen in this sense in 1786 as a name for a U.S. currency unit by Continental Congress. The word first was suggested by Robert Morris in 1782 under a different currency plan. Before the cent, Revolutionary and colonial dollars were reckoned in ninetieths, based on the exchange rate of Pennsylvania money and Spanish coin.[cent etymology, cent origin, 英语词源]
real (n.): "small Spanish silver coin," 1580s, from Spanish real, noun use of real (adj.) "regal," from Latin regalis "regal" (see regal). Especially in reference to the real de plata, which circulated in the U.S. till c. 1850 and in Mexico until 1897. The same word was used in Middle English in reference to various coins, from Old French real, cognate of the Spanish word.
The old system of reckoning by shillings and pence is continued by retail dealers generally; and will continue, as long as the Spanish coins remain in circulation. [Bartlett, "Dictionary of Americanisms," 1848]
He adds that, due to different exchange rates of metal to paper money in the different states, the Spanish money had varying names from place to place. The Spanish real of one-eighth of a dollar or 12 and a half cents was a ninepence in New England, one shilling in New York, elevenpence or a levy in Pennsylvania, "and in many of the Southern States, a bit." The half-real was in New York a sixpence, in New England a fourpence, in Pennsylvania a fip, in the South a picayune.